Terms of Service

Last updated: May 19, 2026

These Terms of Service ("Terms") govern your access to and use of the website theclearclose.com and any related services provided by The Clear Close dba West Capital Lending ("The Clear Close," "we," "us," or "our"). By accessing our website, you agree to be bound by these Terms.

1. Use of Website

You may use our website for lawful purposes only. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Transmit any unauthorized advertising or promotional material
  • Attempt to gain unauthorized access to any part of our systems
  • Use automated tools to scrape or harvest information from the website

2. Not a Commitment to Lend

Nothing on this website constitutes a commitment, offer, or agreement to lend money. All information provided is for general informational purposes only. Loan approval is subject to underwriting guidelines, income verification, credit approval, and applicable regulatory requirements. Rates and terms are subject to change without notice.

3. No Financial or Legal Advice

The content on this website is provided for informational purposes only and does not constitute financial, tax, legal, or investment advice. While we strive to provide accurate and up-to-date information, you should consult qualified professionals before making any financial decisions. Mortgage strategy discussions during consultations are informational and do not create a fiduciary relationship.

4. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of The Clear Close or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

5. Licensing Disclosures

The Clear Close operates as a dba of West Capital Lending, Inc. NMLS# 1566096. DRE# 02022356. We are licensed as a mortgage broker or lender in the states in which we operate. Licensing information and states of licensure are available upon request. For complete licensing information, please contact us.

6. Equal Housing Lender

As an Equal Housing Lender, we comply with the Fair Housing Act and Equal Credit Opportunity Act. We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, familial status, disability, marital status, age, or because all or part of an applicant's income derives from public assistance programs.

7. Privacy

Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Disclaimer of Warranties

The website and its content are provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted or error-free.

9. Limitation of Liability

To the fullest extent permitted by applicable law, The Clear Close and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or reliance on any information provided herein, even if advised of the possibility of such damages.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of information on third-party sites. Links do not constitute an endorsement or recommendation.

11. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of Orange County, California.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. Continued use of the website after any changes constitutes your acceptance of the revised Terms.

13. Contact

Questions about these Terms? Contact us at:

The Clear Close
17911 Von Karman Ave, Suite 400, Irvine CA 92614
Email: [email protected]
Phone: (949) 685-5079